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ABOUT

Who We Are

BMN is the mortgage division of Farmers Bank and Trust, a Kentucky-based community bank. As a community-based organization people and homeowners are at the heart of our operation. We are committed to providing the highest level of customer service available to our customers and partner lenders.

  • Community-Based Organization
  • Committed to Our Customers
  • Highest Level of Customer Service
  • a Kentucky Organization

Bankers Mortgage Network is committed to assisting you in securing your financial future.

270-896-6015

Options

Mortgage Loan Products

We have a variety of mortgage products to meet your needs – whether you are looking to build or purchase a dream home or refinance an existing one.

Our Team

Bankers Mortgage Network is committed to assisting you in securing your financial future.

What We Do

We make home loans! We specialize in conventional fixed rate mortgages sold in the secondary market. Our offering includes FHA, VA, Rural Housing Loans, Affordable Housing Programs and Manufactured Housing loans.

We have a variety of mortgage products to meet your needs – whether you are looking to build or purchase a dream home or refinance an existing one.

CUSTOMER SERVICE 100%
LOAN OPTIONS 100%
CLOSING EFFICIENCY 100%

You can apply online.
After applying, a mortgage
loan officer will contact
you within 24 hours.

PROCESS

The Financing Process

Your journey to a home loan, whether you are refinancing or purchasing, can seem like a tedious process. It does not have to be this way. We use efficiency and technology to get you to the closing table quickly. The below workflow shows you the steps in the life cycle of your loan.

01

Mortgage Loan Advisor

The Mortgage Loan Advisor may complete or assist with the loan application, match you with the best loan product to meet your needs, and answer all your questions. Step 1 will include reviewing credit and the option to lock the interest rate.
02

Processor

The Processor will send you loan documents, including the Loan Estimate containing costs associated with the loan. The Processor will review the loan package for completeness and contact you for any missing documentation. Step 2 will include ordering the appraisal and title work.
03

Pre-Underwrite

The Underwriter will review the credit loan package for data integrity and compliance with loan guidelines. In this step, the appraisal and title work has not been received from the service providers for review.
04

Processor

The Processor receives the appraisal from the appraisal company and the title work from the attorney.
05

Final Underwrite

The Underwriter will review the appraisal and title work, issue final approval, and a clear-to-close.
06

Closer

The Closer will contact you, the Mortgage Loan Advisor, and the closing agent to schedule a closing.

Purchasing your first home or investment property?

We offer mortgage loans for most every need.

Call Us: 270-896-6015

NETWORK

Join the BMN Lender Network

The perfect mortgage lending partner is a partner who understands your business, your goals, and your challenges.

Bankers Mortgage Network offers enhanced secondary mortgage lending services to community banks and credit unions, including technology, software, and innovation.

Strength

Our superior service and success are a result of our commitment to honesty, integrity, fairness, and teamwork.

Service

We’re here to help you to compete with larger banks with lower overhead. Never lose a customer by not having a product they are looking for.

Reliability

As a lender of integrity, we will not offer loans that are inconsistent with our lending principles. Our goal is to put our customers’ needs first.

Technology

The use of technology reduces friction in mortgage lending, lengthy loan processing capacity constraints, and inefficiencies in the process.

Let us give you a competitive advantage. Join the Network